2 days before Christmas my boss sent me a message asking me to call her. I work from home most days and although I had no reason to suspect I would be laid off a momentary panic crossed my mind.
As it turned out – even though our company is facing tough times – I was being rewarded for my hard work and dedication over the last year with a pay increase. Not just an increase, but $10,000 more for 2014! My first thought was excitement that I would have the ability to spend more, finally add to my wardrobe, spoil my son… then I realized that I should pretend I never got the raise at all. I don’t “need” it, we can survive without…
So on 1/15 my first check of the year came in and I finally had a dollar value to assign to my pocketbook – $336 more per pay period, $672 a month. Nearly $700 that I was not counting on having that I can now….. snowball!
Next to-do was to plug that figure into my snowball spreadsheet and the result was AMAZING. It made our “debt free date” move forward by 6 months! We are now looking at having zero debt except our mortgage on June 30, 2015!
AHHHHH! July 1, 2015 I’m buying that lens I want for my camera 🙂